Out-of-Network Therapist in New York, Connecticut & Florida

At Shifting Tides Therapy, we work directly with you — not for insurance companies. That's a deliberate choice.

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Insurance-based therapy often comes with session limits, restricted modalities, and pressure to move faster than real healing allows. Many of the approaches we specialize in — EMDR, IFS, somatic work — require the kind of time and depth that insurance frameworks routinely cut short. Working as out-of-network therapists in New York, Connecticut, and Florida gives us the freedom to do the work properly, without a third party deciding what you need or how long it should take.

That said, out-of-network therapy doesn't have to mean paying full price out of pocket. Many clients receive partial reimbursement through their insurance plan's out-of-network benefits — sometimes covering 40–80% of session costs. We'll help you understand what you may be entitled to.

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We have partnered with Thrizer, a platform designed to help individuals and couples access affordable mental health services. Through this partnership, we can offer you more flexible payment options while still ensuring that you receive the high-quality, personalized care you deserve.

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Note: Thrizer's goal is to save you time and money. It is completely optional, and as a therapist, we do not benefit in any way from your participation. If you decide to opt out of Thrizer, we can send you a "superbill" for your therapy session that you can submit to your insurance company to receive insurance reimbursement if you qualify. 

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Try our benefits checker here to find out now if you qualify for out of network reimbursement. Please note that reimbursement estimate is estimated based on each clinician's full session fee, and will look different for sliding scale pricing: